Our Process
What to Expect When Working With Us
We believe good planning starts with good listening. Our process is designed to help you feel confident every step of the way — and to ensure your goals, concerns, and unique circumstances are at the center of everything we do.
Introduction
& Discovery
We start by introducing you to our team and learning about you — your career, your family, your aspirations, and your current financial picture.
This is all about building understanding and trust, with no pressure or commitment.
High-Level Fact-Finding
& Education
We gather some initial information about your priorities, needs, and goals. At the same time, we walk you through our two primary service models — so you can decide which level of planning fits best:
- Foundational Strategies: A no-cost option to help you get started on the right path.
Financial Management Oversight: A more comprehensive, fee-based engagement that thoroughly models and monitors your financial journey with our advanced planning technology.
Choose Your
Planning Model
At this stage, you decide which path is right for you today:
- Foundational Strategies — a simple, complimentary starting point.
- Financial Management Oversight — a robust, collaborative partnership.
You can always move between models as your needs evolve.
If you choose Foundational Strategies:
Step 4: One-Hour Presentation Meeting
We present your customized recommendations in a clear, actionable way, helping you see the steps you can take right now to stay on track.
Step 5: Implementation
We guide you through implementing the recommendations we’ve made — helping you take action with confidence.
Step 6: Ongoing Review
We’ll check in with you up to twice per year, to review progress, answer questions, and adjust your plan as needed based on changes in your life, goals, or the market.
If you choose Financial Management Oversight:
Step 4: In-Depth Fact-Finding
We conduct a deeper discovery session to capture all relevant details about your financial life — personal, professional, and family priorities — to create a fully integrated plan.
Step 5: Education & Strategy Session
We educate you on your current financial picture and discuss strategic options — making sure you fully understand the “why” behind our recommendations before we present the full plan.
Step 6: Plan Presentation
We deliver a detailed, dynamic financial plan, modeled using our advanced technology platform to show you the potential outcomes of different decisions — and how your path aligns with your goals.
Step 7: Implementation
We help you implement the plan, coordinating with your trusted advisors (or ours) — and setting up ongoing monitoring and adjustments as life evolves. Implementation, which involves purchasing products and services, is separate and distinct from the financial planning services. Clients can, but are under no obligation to, implement the advice through us or an unaffiliated financial institution of the client's choice. Implementation of the financial planning advice is achieved through a separate relationship with the client.
Step 8: Review, Monitor & Measure
We proactively meet with you 4–6 times per year to review your progress, monitor your portfolio allocation, tax planning, insurance coverage, and evolving goals. Each meeting focuses on measurable outcomes, fine-tuning your plan to keep you on track and confident about your financial future.
Implementation, which involves purchasing products and services, is separate and distinct from the financial planning services. Clients can, but are under no obligation to, implement the advice through us or an unaffiliated financial institution of the client's choice. Implementation of the financial planning advice is achieved through a separate relationship with the client.